Secure Every Sale, Minimise Risk
Trade Credit Cover in Dubai with EIB
From local to international payments, we protect your outstanding receivables.
What is Trade Credit Insurance?
Trade Credit Insurance, also known as Accounts Receivable Insurance, protects businesses against the risk of customer non-payment due to insolvency, default, or political disruptions. It ensures that your company maintains healthy cash flow and continues operations, even if a buyer fails to pay.
This policy is essential for businesses offering goods or services on credit, safeguarding your bottom line and strengthening your ability to grow confidently.
Why is Trade Credit Insurance Important?
In today’s unpredictable market, even long-standing clients can default on payments. With Trade Credit Insurance in the UAE, you can:
Trade credit insurance is a strategic tool, not just a financial safety net. It adds confidence to your trading decisions and helps you focus on growth.
Who Should Get Trade Credit Insurance?
This policy is ideal for:
- Exporters trading with international clients in unfamiliar territory
- Manufacturers and suppliers offering extended credit terms
- Wholesalers and distributors with high volumes of trade receivables
- Firms with key customers contributing heavily to revenue
- Businesses exposed to political or economic instability
Whether you’re a growing SME or a large enterprise, if customer non-payment can hurt your cash flow, trade credit insurance is for you.
What Is Covered?
- Insolvency of customers (bankruptcy, liquidation, etc.)
- Protracted default (non-payment after extended periods)
- Political risk (for exporters—covers war, currency transfer restrictions, etc.)
- Pre-shipment risk (optional coverage for goods in production or transit)
- Top-up cover for key accounts that exceed standard credit limits
What Is Not Covered?
Like any insurance, certain exclusions apply:
Why Choose Earnest Insurance Brokers?
At Earnest Insurance Brokers, we work closely with global and regional insurers to deliver customized Trade Credit Insurance solutions in the UAE. We assess your trade portfolio, recommend the best coverage limits, and help streamline your credit risk management process.
We also assist with:
- Policy negotiation and structuring
- Client credit limit assessment
- Filing and managing claims
- Annual reviews and limit optimization
If you need a quote, please complete the attached application form.
Hear from Our Happy Clients
Talk to your Trusted Insurance Advisor
- LOCATION : Offices 112 & 113, Al Shafar Investments Building, 3rd Interchange - Sheikh Zayed Road, Dubai, UAE
- TELEPHONE : 800 327 6378
- EMAIL : earnest@earnestins.com