Secure Every Sale, Minimise Risk

Trade Credit Cover in Dubai with EIB

From local to international payments, we protect your outstanding receivables.

Specialty

What is Trade Credit Insurance?

Trade Credit Insurance, also known as Accounts Receivable Insurance, protects businesses against the risk of customer non-payment due to insolvency, default, or political disruptions. It ensures that your company maintains healthy cash flow and continues operations, even if a buyer fails to pay.

This policy is essential for businesses offering goods or services on credit, safeguarding your bottom line and strengthening your ability to grow confidently.

Specialty

Why is Trade Credit Insurance Important?

In today’s unpredictable market, even long-standing clients can default on payments. With Trade Credit Insurance in the UAE, you can:

Trade credit insurance is a strategic tool, not just a financial safety net. It adds confidence to your trading decisions and helps you focus on growth.

Specialty Solutions

Who Should Get Trade Credit Insurance?

This policy is ideal for:

Exporters trading with international clients in unfamiliar territory
Manufacturers and suppliers offering extended credit terms
Wholesalers and distributors with high volumes of trade receivables
Firms with key customers contributing heavily to revenue
Businesses exposed to political or economic instability

Whether you’re a growing SME or a large enterprise, if customer non-payment can hurt your cash flow, trade credit insurance is for you.

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What Is Covered?

Insolvency of customers (bankruptcy, liquidation, etc.)
Protracted default (non-payment after extended periods)
Political risk (for exporters—covers war, currency transfer restrictions, etc.)
Pre-shipment risk (optional coverage for goods in production or transit)
Top-up cover for key accounts that exceed standard credit limits

Specialty

What Is Not Covered?

Like any insurance, certain exclusions apply:

Why Choose Earnest Insurance Brokers?

At Earnest Insurance Brokers, we work closely with global and regional insurers to deliver customized Trade Credit Insurance solutions in the UAE. We assess your trade portfolio, recommend the best coverage limits, and help streamline your credit risk management process.
We also assist with:

If you need a quote, please complete the attached application form.

Our Reviews

Hear from Our Happy Clients

      EXCELLENT  
   Based on 2520 reviews 
    
 
 
 
   
 
 
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   Joseph Debattista 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fast and efficient 5 ⭐️
  
 
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   Betty Au Yeung 
 
 
 
 Trustindex verifies that the original source of the review is Google. I am writing to express my sincere appreciation for the outstanding support provided by Reema Mathew at Earnest Insurance Brokers. Reema went above and beyond to secure a No Claims Certificate for us, demonstrating incredible persistence and professionalism while following up with the insurance company. Her communication was prompt, clear, and proactive throughout the entire process. I highly recommend Reema for her dedication and excellent customer service.
  
 
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   Ephraem Beniahan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sharanya is very helpful
  
 
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   Mohammed Salman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Damin for helping me with the claims for my car. It took some time but im glad the process was smooth.
  
 
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   shammiraj.s Raj 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience with this insurance company, especially with Ms. Sharanya, who handled my car insurance policy. She was extremely professional, knowledgeable and patient in explaining all the details clearly. She took the time to understand my needs and suggested the best coverage options without any pressure. Her dedication to customer service made the entire process smooth and hassle-free. I truly appreciate her support and would highly recommend her services to anyone looking for reliable insurance assistance.
  
 
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   Isuru Kathriararchchi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Got insurance for my new car, and the process was quick and hassle-free. Manisha was very helpful and responsive throughout. Highly recommend their services for anyone looking for insurance at a reasonable price
  
 
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   Kovilikonda Harish 
 
 
 
 Trustindex verifies that the original source of the review is Google. It was a great service thank you, especially sharanya is the best, she helped me a lot
  
 
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   Tanveer Hussain 
 
 
 
 Trustindex verifies that the original source of the review is Google. My preferred partners for any insurance requirements - motor, health. I have used Earnest services for a decade now. I approached them for motor insurance. Sharanya and Tobin Tomy were quick to address my needs and offer me options. They always manage to get me best rates, prompt service.