Equipment Insurance That Works
as Hard as You

Best Contractors Plant & Machinery Cover in UAE

Shield your machines from damage, theft, and uncertainties so that your projects never stop.

Corporate - Engineering

What is CPM Insurance?

Contractors’ Plant & Machinery (CPM) Insurance offers comprehensive protection for construction equipment whether operating on-site, resting, undergoing maintenance, or being dismantled and reassembled. This policy safeguards your machinery from unforeseen physical damage or loss due to accidents or other sudden causes, ensuring your project continues without costly delays.

Corporate - Engineering

Who Needs CPM Insurance?

This policy is vital for:

If you own or operate construction machinery like excavators, cranes, compressors, or earthmovers CPM insurance is a must-have to protect your investment.

Corporate - Engineering

What Is Covered?

Your CPM insurance provides coverage against:

Sudden and accidental damage from external causes like impact, fire, overturning, flooding, or operator error
Damage during use or rest, during dismantling for maintenance, or while being reassembled post-servicing
Costs of repairs or replacement for damaged machinery including dismantling, freight, and customs duties
Partial and total losses, subject to limits and depreciation terms
Salvage value adjustment factored into claim settlements

Corporate - Engineering

What Is Not Covered?

While CPM insurance is robust, the following are typically excluded:

Wear and tear, rust, corrosion, or deterioration due to lack of use

Electrical or mechanical breakdown (unless it causes further insurable damage)

Damage to replaceable parts (e.g., belts, blades, tyres, batteries)

Loss or damage while in transit (unless specifically endorsed)

Underground machinery (unless endorsed)

Waterborne equipment or general road vehicles not used exclusively on-site

Damage due to war, riots, terrorism, nuclear risks, and wilful negligence

Consequential losses, inventory discrepancies, or fraudulent claims

Why Choose Us?

Customized Coverage Plans

Tailoring insurance policies to fit the specific needs of clients, ensuring protection against various risks such as fire, natural disasters, theft, equipment failure, and liability exposures.

Risk Assessment and Prevention

Providing expert insights to identify potential risks and recommend preventive measures to safeguard assets and operations.

Efficient Claims Support

Assisting clients with a smooth and timely claims process to minimize financial loss and operational disruptions.

Comprehensive Policy Management

Ensuring coverage evolves with business growth, regulatory changes, and industry requirements.

Cost Optimization

Helping clients secure competitive insurance premiums while maintaining high-quality coverage

Our Reviews

Hear from Our Happy Clients

      EXCELLENT  
   Based on 2520 reviews 
    
 
 
 
   
 
 
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   Joseph Debattista 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fast and efficient 5 ⭐️
  
 
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   Betty Au Yeung 
 
 
 
 Trustindex verifies that the original source of the review is Google. I am writing to express my sincere appreciation for the outstanding support provided by Reema Mathew at Earnest Insurance Brokers. Reema went above and beyond to secure a No Claims Certificate for us, demonstrating incredible persistence and professionalism while following up with the insurance company. Her communication was prompt, clear, and proactive throughout the entire process. I highly recommend Reema for her dedication and excellent customer service.
  
 
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   Ephraem Beniahan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sharanya is very helpful
  
 
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   Mohammed Salman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Damin for helping me with the claims for my car. It took some time but im glad the process was smooth.
  
 
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   shammiraj.s Raj 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience with this insurance company, especially with Ms. Sharanya, who handled my car insurance policy. She was extremely professional, knowledgeable and patient in explaining all the details clearly. She took the time to understand my needs and suggested the best coverage options without any pressure. Her dedication to customer service made the entire process smooth and hassle-free. I truly appreciate her support and would highly recommend her services to anyone looking for reliable insurance assistance.
  
 
      Posted on Google  
   
   Isuru Kathriararchchi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Got insurance for my new car, and the process was quick and hassle-free. Manisha was very helpful and responsive throughout. Highly recommend their services for anyone looking for insurance at a reasonable price
  
 
      Posted on Google  
   
   Kovilikonda Harish 
 
 
 
 Trustindex verifies that the original source of the review is Google. It was a great service thank you, especially sharanya is the best, she helped me a lot
  
 
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   Tanveer Hussain 
 
 
 
 Trustindex verifies that the original source of the review is Google. My preferred partners for any insurance requirements - motor, health. I have used Earnest services for a decade now. I approached them for motor insurance. Sharanya and Tobin Tomy were quick to address my needs and offer me options. They always manage to get me best rates, prompt service.