Group Medical Insurance
for Businesses in UAE
Made Simple with EIB
Affordable, Compliant, and Complete Healthcare Protection for your Workforce.
Corporate- Employee Benefits
Comprehensive Healthcare Coverage for Your Workforce
Group Medical Insurance is an essential benefit that not only ensures your employees’ well-being but also fulfills regulatory requirements in the UAE. As a trusted insurance partner, Earnest Insurance Brokers helps businesses design medical plans that are both compliant and competitive.
What’s Covered Under Group Medical Insurance?
Inpatient & Daycare Treatment
- Hospital accommodation and room charges
- Surgery, anesthesia, ICU, recovery room, and OT costs
- Diagnostic procedures and prescribed medications
- Post-operative physiotherapy
- Ambulance services and home nursing care (up to 14 days)
- Hospital cash benefit for treatment in government hospitals
Outpatient Services (if included in your plan)
- General physician and specialist consultations
- Laboratory tests and diagnostic imaging
- Prescribed drugs and minor procedures
- Physiotherapy on referral
Maternity Benefits (if selected)
- Antenatal check-ups and diagnostic tests
- Natural or C-section delivery (medically necessary)
- Coverage for complications during childbirth
- Newborn cover for up to 30 days from birth
Chronic & Pre-Existing Conditions
- Conditions diagnosed during the policy period may be covered, depending on the underwriting terms
- Pre-existing conditions are covered only if specifically stated in the policy
Emergency Medical Care
- 24/7 coverage for sudden illnesses, accidents, or life-threatening situations
- Treatment must be initiated within 24 hours to be eligible
Overseas Treatment (for select plans)
- Treatment outside the UAE upon pre-approval
- Transportation costs for the insured and an escort (up to AED 5,000)
Optional Add-Ons for Enhanced Coverage
Earnest gives you the flexibility to enhance your group medical plan with value-added features tailored to your team’s needs:
Dental Coverage
- Consultations, fillings, extractions, gum and root canal treatment
- Excludes cosmetic treatments, implants, and orthodontics
Optical Coverage
- Vision tests and one pair of corrective lenses per year
- Excludes frames, contact lenses, surgeries, and cosmetic procedures
Global Assistance Program
- Access to emergency medical assistance outside the UAE
- Support through global service providers
Transportation Cover for Treatment Abroad
- Airfare and medical referral-based travel for treatment outside the UAE
- Coverage extends to an escort if medically justified
Wellness & Preventive Care (Custom Add-On)
- Annual health screenings
- Vaccinations and lifestyle coaching (upon request)
Corporate- Employee Benefits
Why Choose Earnest Insurance Brokers?
- Customize plans to meet budget and workforce needs
- Simplify onboarding and claim processes
- Ensure 24/7 access to support and medical assistance
- Maintain compliance with UAE health insurance regulations
- Provide employee workshops to explain policy usage
Our Reviews
Hear from Our Happy Clients
Contact Us
Talk to your Trusted Insurance Advisor
- LOCATION : Offices 112 & 113, Al Shafar Investments Building, 3rd Interchange - Sheikh Zayed Road, Dubai, UAE
- TELEPHONE : 800 327 6378
- EMAIL : earnest@earnestins.com
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