Stand Strong in Volatile Times
Political Violence Coverage in UAE
Includes protection against riot, revolution, sabotage, and civil commotion.
Terrorism and Political Violence Insurance in UAE
Protect your property, business, and peace of mind with comprehensive Terrorism and Political Violence Insurance from Earnest Insurance — your trusted insurance broker in the UAE.
In today’s world, political unrest, terrorism, riots, and strikes can cause major damage to property and disrupt business operations. Our specialist insurance policy ensures your assets are covered against these unpredictable events.
What Does the Policy Cover?
Terrorism & Political Violence policy provides coverage for direct physical loss or damage to tangible property caused by the following events:
Acts of violence or force committed by individuals or groups for political, religious, or ideological purposes, including attempts to influence governments or instill fear.
Deliberate subversive acts aimed at disrupting operations or damaging property, motivated by political, religious, or ideological reasons.
Violent uprisings by large groups assembled for a shared cause.
Violent disturbances involving groups acting together with common intent.
Damage caused by individuals intending to harm property during disturbances of public peace
Work stoppages intended to enforce demands or protest against certain conditions..
This policy covers property as detailed in your insurance documents, for events occurring during the policy period.
What is Terrorism & Political Violence Insurance?
This insurance covers your property against physical damage or destruction resulting from politically motivated acts or civil unrest. Whether it’s a large-scale protest that turns violent or targeted sabotage, we ensure your business is protected from the aftermath.
In addition to property damage, this policy can be extended to cover Business Interruption Losses, meaning:
- Compensation – for lost income due to operational downtime following an insured event
- Coverage – for necessary expenses to maintain or restore operations
- Reimbursement – for reduced earnings for up to 18 months while repairs are underway
- Note – Business Interruption claims are valid only when there is direct physical damage to insured property due to a listed peril.
What’s Not Covered?
While this coverage is broad, certain situations are not covered, such as:
Nuclear incidents or radiation
Acts of war, rebellion, or military action
Seizure or occupation unless caused by a covered peril
Confiscation or government orders affecting property use
Pollution, chemical, or biological contamination
Cyber-attacks, hacking, or electronic data corruption
Burglary, theft, or unexplained disappearances
Damage to land, aircraft, vehicles not declared, animals, plants, or vacant properties
For full details, exclusions, and limitations, our advisors will walk you through the specific terms of your policy.
How Can Earnest Help?
Tailored Coverage Plans
We customize Terrorism & Political Violence insurance to fit your specific property, industry, and risk exposure — covering threats like riots, strikes, civil commotion, sabotage, and terrorism-related damage.
Expert Risk Assessment & Prevention
Our team provides professional risk assessments to identify potential vulnerabilities to political violence and recommends proactive measures to protect your assets.
Fast & Hassle-Free Claims Support
In the event of a covered incident, we assist you in filing claims quickly and efficiently — reducing downtime, limiting financial losses, and ensuring smooth recovery.
Ongoing Policy Management
As your business grows or risk factors change, we continuously review your Terrorism & Political Violence policy to ensure your coverage stays relevant and compliant with evolving industry standards.
Competitive Premiums with Strong Coverage
We help businesses in the UAE secure cost-effective political violence insurance solutions without compromising the quality or scope of protection
Hear from Our Happy Clients
Talk to your Trusted Insurance Advisor
- LOCATION : Offices 112 & 113, Al Shafar Investments Building, 3rd Interchange - Sheikh Zayed Road, Dubai, UAE
- TELEPHONE : 800 327 6378
- EMAIL : earnest@earnestins.com