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Pleasure Craft Insurance

Pleasure Craft Insurance

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Pleasure Craft Insurance

Knowledge First

Yacht/Pleasure Craft Insurance covers any Physical Loss, Damage, Liability or expenses (such as Incidental, Sue & Labour, Medical & Repatriation expenses) to Hull, Machinery and Insured equipment on Board caused by accidental means, theft.
As per Dubai Maritime Authorities, all Pleasure Crafts/Yacht Owners in Dubai must necessarily register their Hull and It is mandatory to have pleasure craft insurance for 13 months from date of registration.
In addition, most of the Yacht Clubs/Associations in Dubai insist their members to have Hull Insurance (in some cases at least a Minimum Third-Party Insurance).

MAIN COVERAGE:

  • A Comprehensive Insurance including Own Damage & Third Party (OR)
  • Third Party Only
OPTIONAL COVERS:
  • Water Skiers Liability
  • Racing risks
  • Road Transit
  • Personal Accident
  • Machinery on Board
  • Personal Effects & Valuables of the Owners including cash

  • Any Government / Maritime Authority
  • Registered Owners of the Pleasure Craft/Boats
  • Sailing / Marine Clubs and/or Associations
  • Financial Institutions like Banks

There are varied types of crafts including but not limited to:

  • Ships, Boats, Yachts
  • Jet Skies, Water bikes
  • Also include Contents, Accessories & Machinery on Board like Sails, Masts, Chains, Shafts, Propeller’s and other parts specifically related to the Boats and as declared.

  • Accidental Damages such as Sinking, Stranding, Swamping, Breaking adrift
  • Theft of the entire Hull and/or dropping off outboard Motor
  • Fire, Lightning, Collision, contact with other objects
  • Third Party / Passenger Legal Liability in respect of Bodily Injury and Property Damage
  • Including Road Transit as per Institute Yacht Inland /Transit Clauses

  • Axa Insurance Gulf BSC
  • Qatar Insurance Co.
  • Abu Dhabi National Insurance
  • Orient Insurance
  • Salama Insurance Co.
  • Noor Takaful Insurance Co.
  • Emirates Insurance Co.
  • Oman Insurance Co.

  • Paragliding & Aqua Planning
  • Commercial Chartering / Passenger Carriage
  • Normal Wear & Tear, Gradual Deterioration like Corrosion
  • Excluding any Commercial / Recreational activities unless specifically declared & approved by Insurers.

  • Outboard motor (when fitted to the vessel) is securely locked to the vessel with anti-theft device;
  • Vessels shall not be left moored or anchored unattended off any Beach or Shore
  • Hull to be used for Private and Pleasure purposes only. Any commercial activity or Training purposes to be approved prior to placement;
  • Experience of the Captain and crew
  • Cruising Limits and the Speed and Specification of the boats.