Employee Benefits

Products/
Employee Benefits

Group Health Get Quote

Group Health Insurance

/1472108708.jpg

  • Group health insurance plans are one of the major benefits offered by many employers. These plans are generally uniform in nature, offering the same benefits to all employees or members of the group. Group health insurance plans usually cost less for participants than individual plans that offer the same benefits. This is because the risk is spread over the entire group, rather than one person.
  • This policy covers the “Hospitalization" and “Out-patient” of employees and their dependents due to disease/accident.
  • DHA (Dubai Health Authority) has made mandatory medical insurance for all the residents of Dubai. The program was launched in 3 phases starting from October 2014 and 3rd phase to complete by June 2016 aim is to have all Dubai resident under the medical insurance.
  • DHA has announced minimum benefit required for all residents.

Group Personal Accident Get Quote

Group Personal Accident Insurance

/1476792196.jpg

  • This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means. The policy operates worldwide and is a 24 hours cover.
  • Different coverage are available ranging from a restricted cover of Death only, to a comprehensive cover covering death, permanent disablement and temporary total disablement.

Group Term Life Get Quote

Group Term Life Insurance

/1472109068.jpg

This coverage will provide a benefit to the beneficiaries if the covered individual dies during the defined covered period. As with other types of group benefits, group term life insurance is generally cheaper than comparable individual policy coverage. For this reason, group term life insurance is often a key component in employee benefit packages.
Such insurance is renewable on a year-to- year basis and does not accumulate in value i.e. no cash surrender value is built up